NMLS# 2213358
🏠 Your Local Texas Lender

Texas Home Loans & Mortgage Services

Whether you’re buying your first home in Houston, investing in Dallas rental properties, or refinancing in San Antonio—we shop multiple lenders to find your best rate. Veteran-owned. Education-first. Serving 20 Texas cities.

$0 Down Payment Options
20 Cities Served
40+ Lender Options

Texas Loan Programs

From first-time buyers to experienced investors, we offer comprehensive mortgage solutions tailored to Texas residents across 20 major cities.

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First Time Homebuyer

Texas down payment assistance programs, FHA loans with 3.5% down, and TSAHC grants to help you navigate your first purchase in the Lone Star State.

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VA Loans

$0 down payment, no PMI, and competitive rates for Texas veterans and active military. With major bases across Texas, we specialize in VA loans.

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DSCR Investor Loans

Qualify based on rental income, not W-2s. Perfect for Texas real estate investors in hot markets like Austin, Houston, and DFW. Close in LLC.

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Conventional Loans

Traditional financing with competitive rates for Texas buyers with good credit. Down payments as low as 3% for qualified borrowers. PMI removal options.

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Refinance

Lower your rate, reduce your term, or tap into your Texas home’s equity. Texas has unique cash-out refinance rules (80% LTV)—we’ll guide you through them.

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Home Equity & HELOC

Access your Texas home’s equity for renovations, debt consolidation, or investments. Texas has specific 80% LTV rules—we ensure full compliance.

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Construction Loans

Build your dream home in Texas. One-time close construction loans that convert to permanent financing. Land + build packages available.

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Mistakes to Avoid

Don’t sabotage your Texas home purchase. Learn the 10 common mistakes buyers make—from credit errors to inspection issues—before it’s too late.

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Ready to Start Your Texas Home Loan?

Get pre-approved in minutes. No upfront credit check required for initial consultation.

20 Texas Cities We Serve

From major metros to growing suburbs, we help Texans across the state achieve homeownership.

Houston

Home Base

San Antonio

Military Hub

Dallas

Business Center

Austin

Tech Capital

Fort Worth

Cultural Hub

El Paso

Fort Bliss

Arlington

Sports Hub

Corpus Christi

Coastal

Plano

Corporate HQs

Lubbock

Texas Tech

Irving

DFW Airport

Garland

Affordable DFW

Frisco

Fastest Growing

McKinney

Best Places

Amarillo

Panhandle

Grand Prairie

Central DFW

Brownsville

Rio Grande

Killeen

Fort Cavazos

Pasadena

Houston SE

Mesquite

DFW East

Don’t see your city? We serve all of Texas! Contact us for local expertise.

Why Texas Residents Choose Us

We’re not a bank. We’re your advocate—shopping multiple lenders to find your best rate.

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Shop 40+ Lenders

Unlike banks that offer only their products, we compare rates from 40+ lenders to find your best deal.

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Veteran-Owned

Adam is a retired Army Captain. Military values of integrity and service guide every transaction.

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Education First

We explain your options so you understand what you’re getting. No pressure, no surprises.

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No Upfront Credit Pull

We evaluate your situation before running credit, protecting your score while exploring options.

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Texas Expertise

We know Texas-specific rules like homestead protections, 80% LTV limits, and TSAHC programs.

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Lender for Life

Annual real estate reviews ensure your financing still works for your evolving goals.

Let’s Find Your Perfect Texas Home Loan

Apply online in minutes or schedule a consultation to discuss your options. We work for you—not the banks.

Adam Bartling | NMLS# 2213358 | Movement Mortgage | NMLS# 39179

Licensed to originate mortgages in Texas. Equal Housing Lender.