Not backed by the Government, but meets Fannie Mae & Freddie Mac Guidelines.
620 FICO + 3-5% Down Payment
Great for First Time Homebuyers who are on a budget, have a little higher debt to income ratios, or may need Down Payment Assistance.
580 FICO + 3.5% Down Payment
550 FICO + 10% Down Payment
The best option for us Veterans / Active Duty.
580 FICO > 0% Down Payment
550 -579 FICO > 5-10% Down Payment
No Private Mortgage Insurance PMI
Tap into the equity of your home to fund your projects. The funds can be used, repaid and reused as long as access to the credit line is open. Repayment of 10-30 years, no pre pay penalties.
We have Conventional, VA, FHA, USDA Construction loan options.
$125,000>
There are multiple options: Bank Statements (personal or business 12 or 24 mo.) Tax Returns, 1099, Asset Depletion. I have been in your shoes, let's talk.
High balance loans above Fannie & Freddie Loan limits. For your $1M > Homes & Ranchets
700 FICO + 10-20% Down Payment
62 years old+ have your lender make payments to you for the equity in your home. No Income Requirements.
Investors that do not want a loan on your credit report or to qualify with your DTI. Close a loan based on the cash flow from the subject property. 1-4 units (up to 10 units available)
713-301-0007 Adam@BartlingLending.com
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Texas Mortgage Banker Disclosure: Pursuant to the requirements of section 157.007 of the Texas Mortgage Banker Act, chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550..
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