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Bartling Lending Partners

Mortgage Broker for Residential & Commercial Purpose Loans

Mortgage Broker for Residential & Commercial Purpose LoansMortgage Broker for Residential & Commercial Purpose LoansMortgage Broker for Residential & Commercial Purpose LoansMortgage Broker for Residential & Commercial Purpose Loans
Houston VA Home Loan Lender Adam Bartling & Daughter

Houston VA Home Loans

Houston VA Home Loans by Adam Bartling

 

VA Home Purchase, Refinance & Construction Loans in Houston, Texas

Expert VA Loan Services with Adam Bartling - Retired Army Veteran & Licensed Mortgage Broker

As a retired Army veteran and experienced mortgage broker, Adam Bartling understands the unique financial needs of Houston's military community. With home loans ranging from $85K to $5M, we provide comprehensive VA loan services including purchase, refinance, and construction loans.

Why Choose Adam Bartling for Your Houston VA Loan?

  • Veteran-to-Veteran Service: Personal understanding of military benefits and challenges
  • No Upfront Credit Check: Get pre-qualified without impacting your credit
  • Educational First Approach: We'll guide you through every step of the VA loan process
  • Multiple Lender Network: Shop top lenders who compete for your business
  • Video Consultations: Convenient virtual meetings that fit your schedule
  • Dedicated Processing: Same team throughout your entire loan process

Houston VA Loan Services:

  • VA Purchase Loans: $0 down payment options for Houston homes
  • VA Refinance (IRRRL): Lower your current mortgage rate
  • VA Cash-Out Refinance: Access your home's equity
  • VA Construction Loans: Build your dream home in Houston

 

Why Choose Adam Bartling?

  • Retired Army Veteran - Understands Military Life
  • No Upfront Credit Check
  • Educational First Approach
  • Multiple Lender Network Access
  • Video Consultations Available
  • Dedicated Processing Team
  • Lender for Life Philosophy


Learn More

Understanding Houston's diverse neighborhoods from The Heights to Sugar Land, Adam helps veterans navigate the local real estate market with confidence.

Contact Adam Bartling today for your free VA loan consultation. Proudly serving Houston veterans with American Mortgage Network backing.

Contact Us

Adam Bartling VA Construction lender in Texas

Houston VA Construction Home Loans by Adam Bartling

  

Types of VA Construction Loans

  1. VA One-Time Close Construction Loan (Construction-to-Permanent): 
    • Single loan combining construction financing and permanent mortgage
    • One closing process, saving on fees
    • Interest rates locked before construction begins
    • Typically requires a 620+ credit score in Texas markets

  1. Two-Time Close Construction Loan: 
    • Separate construction loan followed by VA loan after completion
    • Two closings with separate fees
    • More widely available through Texas lenders
    • Allows for changes during construction process

VA Construction Loan Requirements in Texas

  • Builder Requirements: 
    • Must be VA-approved
    • Minimum 2-5 years of verifiable experience
    • Proper licensing and insurance
    • Strong financial standing
  • Documentation Required: 
    • Complete house plans and specifications
    • Builder contract
    • Cost breakdown
    • Land value documentation (if already owned)
    • Construction timeline
  • Property Requirements: 
    • Must meet or exceed VA Minimum Property Requirements
    • Must be your primary residence
    • Must be constructed on land you own or are purchasing

Learn More

Ready to explore your VA Construction Loan options in Houston? Contact Adam Bartling for expert guidance backed by American Mortgage Network. 

Contact Us

713-301-0007 Adam@BartlingLending.com


Copyright © 2023 Bartling Lending Partners - All Rights Reserved

 

 Adam Bartling NMLS #2213358  Residential mortgages originated under  AmNet ESOP Corporation (NMLS ID 1833427)  332 S Plant Ave Ste 4 Tampa, FL 33606    
Texas Mortgage Banker Disclosure: Pursuant to the requirements of section 157.007 of the Texas Mortgage Banker Act, chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550..
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