• Home
  • Loans
    • Conventional
    • Texas FHA
    • Texas VA
    • Reverse Mortgages
    • Construction Loans
    • Down Payment Assistance
    • Refinance
    • Investor Loans
    • Non-QM Mortgage
  • Commercial Loans
    • Commercial Loans
    • Syndication Financing
  • Contact Us
  • Resources
    • Forms
    • Referrals
    • Foreclosures
    • C-Loan Guide
  • Apply Now
  • More
    • Home
    • Loans
      • Conventional
      • Texas FHA
      • Texas VA
      • Reverse Mortgages
      • Construction Loans
      • Down Payment Assistance
      • Refinance
      • Investor Loans
      • Non-QM Mortgage
    • Commercial Loans
      • Commercial Loans
      • Syndication Financing
    • Contact Us
    • Resources
      • Forms
      • Referrals
      • Foreclosures
      • C-Loan Guide
    • Apply Now
  • Home
  • Loans
    • Conventional
    • Texas FHA
    • Texas VA
    • Reverse Mortgages
    • Construction Loans
    • Down Payment Assistance
    • Refinance
    • Investor Loans
    • Non-QM Mortgage
  • Commercial Loans
    • Commercial Loans
    • Syndication Financing
  • Contact Us
  • Resources
    • Forms
    • Referrals
    • Foreclosures
    • C-Loan Guide
  • Apply Now
Bartling Lending Partners

Mortgages & Property Loans

Mortgages & Property LoansMortgages & Property Loans

Commercial Mortgage Broker

Short and Long-term financing for multifamily, owner-occupied commercial and multi tenant commercial properties in major national markets USA only.   

We match our clients with the highest leverage at the best terms.

We offer loans for stabilized and non-stabilized properties.

$500K-$20M


  • Bank, Agency & CMBS Long term financing
  • Construction
  • Purchase
  • Refinance
  • Bridge / Stabilization
  • Preferred Equity / Fall Short on Capital Raise?
  • Mezzanine / 2nd Mortgage

Purchase, REfiance, Brdige & Construction Commercial Loans

Owner Occupied Commercial

Owner Occupied Commercial

Owner Occupied Commercial

Commercial Property Loan

Major National Markets

Up to 80% LTV Agency Loans

Up to 70% LTV PE Loans

DSCR 1.25+

5-30 year term 

$500,000 - $10M

Multi Family 5+ Units

Owner Occupied Commercial

Owner Occupied Commercial

Multi-family bridge loans

 Major National Markets

Up to 80% LTV Agency Loans

Up to 70% LTV PE Loans

DSCR 1.25+

5-30 year term 

$500,000 - $10M

Multi Tenant Commercial

Owner Occupied Commercial

Short Term Bridge / Construction

Multi-tenant commercial real estate

Major National Markets

Up to 80% LTV Agency Loans

Up to 70% LTV PE Loans

DSCR 1.25+

Post Funding Lquidity 12+ months

5-30 year term 

$500,000 - $20M

Short Term Bridge / Construction

Short Term Bridge / Construction

Short Term Bridge / Construction

Multi-family construction loan

Up to 70% LTC for Ground-Up Construction

Up to 75% LTC for Value-Add

Rates from 9% — IO Fixed

Up to 36-month term + extension

Non-recourse

No Prepay

$500,000 - $5M


Preferred Equity

Short Term Bridge / Construction

Preferred Equity

Commercial Mortgage Broker in Texas

Up to 80% LTV

Rates from 12% — IO Fixed

Up to 5-year hold

Value-add, stabilized


2nd Mortgage

Short Term Bridge / Construction

Preferred Equity

second mortgage for multi-family

 Up to 75% CLTV

Rates from 12% — IO Fixed

Up to 36-month term

Value-add, stabilized

$500,000 - $5M


Ready to Take the First Step?

 Schedule a consultation to determine which programs you qualify for in your area. 

Schedule a Call

 

How Commercial Mortgage Brokers Bring Value Through Capital Stack Debt Management

  • Lower Cost of Capital: By blending different layers of financing, brokers help reduce the overall cost of borrowing.
     
  • Optimized Leverage: They ensure the right mix of debt and equity to maximize returns while maintaining financial stability.
     
  • Increased Funding Availability: When senior debt alone isn’t sufficient, brokers identify alternative financing sources such as mezzanine loans or preferred equity.
     
  • Improved Deal Viability: A well-structured capital stack makes a deal more attractive to investors and lenders, increasing its chance of success.
     

Key Roles of a Commercial Mortgage Broker


  1. Loan Structuring & Advisory
     
    • Brokers analyze a client’s financial situation, property value, and investment goals to structure the most suitable loan.
       
    • They help determine the right type of financing (bridge loans, permanent loans, CMBS loans, SBA loans, etc.).
       

  1. Lender Access & Negotiation
     
    • They have established relationships with a broad network of lenders and can negotiate better interest rates, terms, and loan covenants.
       
    • They match clients with lenders that best fit their needs (traditional banks, private lenders, agency lenders like Fannie Mae/Freddie Mac).
       

  1. Capital Stack Management
     
    • Brokers help clients optimize their capital stack, which includes a mix of senior debt, mezzanine debt, preferred equity, and common equity.
       
    • Proper structuring ensures a balance of leverage, risk, and cost of capital.
       

  1. Risk Mitigation & Compliance
     
    • They assess market conditions, debt coverage ratios (DCR), loan-to-value (LTV) ratios, and other risk factors.
       
    • They ensure clients meet lender requirements and navigate regulatory compliance.
       

  1. Time & Cost Efficiency
     
    • By leveraging their expertise, brokers save clients time and effort in sourcing and negotiating deals.
       
    • They help avoid unnecessary fees and structure financing in a way that enhances project profitability.
       


In short, commercial mortgage brokers add significant value by structuring financing solutions that align with their clients’ investment goals while effectively managing risk and cost. Would you like insights into a specific type of commercial financing or capital stack strategy?  

Schedule a Call

713-301-0007 Adam@BartlingLending.com


Copyright © 2023 Bartling Lending Partners - All Rights Reserved

 

 Adam Bartling NMLS #2213358  USA   Texas Mortgage Banker Disclosure: Pursuant to the requirements of section 157.007 of the Texas Mortgage Banker Act, chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550..

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept