Mortgages & Property Loans
REAL ESTATE INVESTOR LOANS
Bartling Lending Partners can help seasoned and inexperienced real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property. We offer real estate investor loans for those seeking short-term rehab, long term dscr loans and new construction loans.
Investor Loans
DSCR
UP TO 80% LTV 1-4 UNITS
REQUIREMENTS
DSCR > 1.0
680+ US FICO
Rural Ok
No Experience Necessary
No Deferred Maintenances
FIX & FLIP 1-4 unit
REQUIREMENTS
$100K To $5MM
Up to 70% LTV
100% Of the Rehab
Terms 12 Months
100% Fix & Flip Financing
QUALIFICATIONS
Verifiable Experience 10+
700 Credit - 70% ARV & 100% Rehab budget
No Bankruptcy or Foreclosure last 24 Months
LIQUIDITY
25%of the Rehab Budget or $20K, Which Ever is Greater, Plus Closing Costs.
Borrower's Primary Residence is Within 100 Miles Of the Subject Property or Borrower Has Completed Similar Projects In the Same Market.
New to Construction
Experienced Construction
REQUIREMENTS
Up to 70% LTC or 65% Of the ARV
12-Month Terms
1-4 Units
680 Minimum Credit Score
$100K - 1.5M
TERMS: 12 to 24 Months
Interest Rates .74% to 1.17% Per Month
Contractor 3+ builds in 36 months
Single Family Homes, Condos, Townhomes, 2-4 Units, 5+ Units, Mixed-Use and Commercial
Experienced Construction
Experienced Construction
REQUIREMENTS
3+builds in last 36 Months.
DEFFERED PAYMENTS available for Qualified Builders
Up to 85% LTC or 70% Of the ARV
12 to 24-Month Terms
660 Minimum Credit Scoree
$100K - 15M
TERMS: 12 to 24 Months
Interest Rates .74% to 1.17% Per Month
Contractor 3+ builds in 36 months
Multi Family UP to 70% LTV Construction
REQUIREMENTS
680+ US FICO
TERMS: 12 to 24 Months
Contractor 3+ builds in 36 months
5+ Units, Mixed-Use and Commercial
Deferred Interest - Make No Payments
REQUIREMENTS
680 Minimum Credit Score
4.5% Lender Origination Fees
(Rolled into the Loan)
6 to 24-Month Terms
Contractor 3+ builds in 36 months